Your credit is a non-issue! If you OWN real estate 
and want IMMEDIATE cash to spend Anyway you like, or simply wish 
to LOWER your monthly payments by a third or more, here are the deals 
we have TODAY (hurry, these offers will expire TONIGHT) :

$400,000 at a 3.22% Fixed-rate
$306,000 at a 3.36% Variable-rate
$211,000 at a 3.45% Variable-rate
$132,000 at a 3.74% fixed-rate

Hurry, when these deals are gone, they are gone! 
Simply fill out this one-minute form... 
 
Don't worry about approval, your credit will not disqualify you! 
 
http://l96728.net/p3.asp
 
Sincerely, 
Reggie Miner
zx-Loans Approval Manager