As a consultant, don't forget to add enough in your calculations to cover what you have to pay for social security and Medicare. As a self-employed person, you will be responsible for the share that the employer would usually pay. From: http://www.ssa.gov/pubs/10022.html "The Social Security tax rate for 2006 is 15.3 percent on self-employment income up to $94,200." Also, if you aren't insured (medical, contract insurance...), you might want to include that as well. Jackie Shalberg Archivist / Assistant Historian National Model Aviation Museum Academy of Model Aeronautics 5151 E Memorial Drive Muncie, IN 47302 [log in to unmask] [log in to unmask] (765) 287-1256 ext. 511 A posting from the Archives & Archivists LISTSERV List sponsored by the Society of American Archivists, www.archivists.org. For the terms of participation, please refer to http://www.archivists.org/listservs/arch_listserv_terms.asp. To subscribe or unsubscribe, send e-mail to [log in to unmask] In body of message: SUB ARCHIVES firstname lastname *or*: UNSUB ARCHIVES To post a message, send e-mail to [log in to unmask] Or to do *anything* (and enjoy doing it!), use the web interface at http://listserv.muohio.edu/archives/archives.html Problems? Send e-mail to Robert F Schmidt <[log in to unmask]>